Episode 28

September 09, 2026

00:15:08

Is AI Making Us Smarter—or Dumbing Us Down?

Hosted by

Elizabeth Gearhart
Is AI Making Us Smarter—or Dumbing Us Down?
Real AI Use Cases Business Owners Roundtable
Is AI Making Us Smarter—or Dumbing Us Down?

Sep 09 2026 | 00:15:08

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Show Notes

Is AI Making Us Smarter—or Dumbing Us Down?

AI can help us work faster, analyze information, generate ideas, create images, write code, and streamline business operations. But what happens when we start relying on it too much?

In this episode of Real AI Use Cases: Business Owners Roundtable, Elizabeth and Richard Gearhart sit down with Ryan Stana, Joey Stiver, and Ron Platt for a candid conversation about how business owners are actually using AI—and where they’re drawing the line.

Ryan explains why his creative business uses AI to enhance human creativity rather than replace it. Joey discusses why AI can be useful behind the scenes in technology and development but potentially damaging to trust in patient-facing healthcare. Ron raises an even bigger concern: if AI starts doing our thinking, writing, researching, and problem-solving for us, could those human skills begin to deteriorate?

Elizabeth shares how she uses ChatGPT, Claude, and Gemini as research and feedback partners, combining their input with her own professional experience rather than simply accepting what the AI tells her. She even describes pushing back when all three AI systems wanted her to remove a slide from a presentation—and deciding her own judgment was better.

Richard provides another real-world example of the dilemma. While evaluating candidates for a CFO position, he used an LLM to compare financial models—and then realized he hadn't actually reviewed the models himself. Was AI making the process more efficient, or was he outsourcing a skill he should still be exercising?

The conversation also tackles AI-generated creative work, disclosure and transparency, legal risks, AI accuracy, ChatGPT vs. Claude vs. Gemini vs. Perplexity, and when businesses should—and shouldn't—use AI.

Together, these examples raise the central question of the episode: How do we take advantage of AI without giving up the human expertise, creativity, critical thinking, and judgment that make the technology useful in the first place?

TL;DL

  • AI should enhance human abilities, not replace them. The panel explores how AI can improve productivity while keeping human creativity and judgment at the center.

  • Don't outsource your thinking to AI. Using AI for research, analysis, writing, and decision-making can save enormous amounts of time—but humans still need to evaluate the results.

  • Know when to disagree with AI. Elizabeth uses multiple LLMs for research and feedback but doesn't automatically follow their recommendations when her own experience tells her otherwise.

  • Overreliance on AI could weaken skills. The group questions whether letting AI handle too much writing, research, creativity, and problem-solving could eventually make us less capable of doing those things ourselves.

  • Transparency matters. Businesses need to consider when customers and clients should know that AI was involved in creating content or delivering work.

  • Different AI tools have different strengths. ChatGPT, Claude, Gemini, and Perplexity each have use cases where they may perform better than the others.

  • AI output still needs human oversight. Faster isn't necessarily better if nobody checks whether the answer is accurate, appropriate—or even legal.

Frequently Asked Questions

Is AI making us smarter or dumbing us down?

AI can make people more productive by accelerating research, analysis, coding, brainstorming, and other tasks. But the panel raises an important concern: if we allow AI to do too much of our thinking for us, we may stop exercising the very skills that make us effective decision-makers.

Can relying too much on AI weaken critical-thinking skills?

Potentially. The episode explores what happens when people routinely outsource writing, research, analysis, creativity, and problem-solving to AI. The concern isn't simply whether AI can perform these tasks, but whether humans lose skills when they stop practicing them.

How can businesses use AI without losing human judgment?

Treat AI as a research assistant, brainstorming partner, or productivity tool rather than the final decision-maker. Elizabeth describes using ChatGPT, Claude, and Gemini extensively while still challenging their conclusions and rejecting their recommendations when her own experience points in a different direction.

Is AI making people less creative?

It can if AI begins replacing rather than supporting the creative process. Ryan explains that his business deliberately uses AI to enhance its creative capabilities while keeping human insight, imagination, and intent behind its creative work.

Should you always check AI-generated answers?

Yes. Richard describes using an LLM to evaluate financial models from prospective CFO candidates and then realizing that he hadn't reviewed the models himself. His experience raises a critical question for anyone using AI in business: If you don't examine the underlying work, how do you know the AI got it right?

Should businesses disclose when they use AI?

Transparency is becoming increasingly important. Ryan discusses how his company distinguishes between AI-generated concepts and human-created design work and communicates AI use to clients. The panel discusses why businesses need to think carefully about disclosure as AI becomes embedded in everyday workflows.

Can AI create legal or compliance problems for businesses?

Yes. AI can produce convincing recommendations without understanding every law, regulation, or industry requirement that applies. Richard shares a humorous example involving an AI-designed mailbox that led him to discover postal regulations he hadn't initially considered. The larger lesson: AI output still requires human verification.

Is AI appropriate for healthcare marketing?

Joey explains why his company uses very little AI for patient-facing graphics and imagery. In healthcare, trust, regulatory concerns, and the possibility that AI-generated content may appear misleading or inauthentic can make human-created content especially important.

Which AI tool is best for business: ChatGPT, Claude, Gemini, or Perplexity?

There isn't one AI tool that's best for every task. The roundtable discusses using ChatGPT, Claude, Gemini, and Perplexity for different purposes, including research, coding, images, video analysis, and business workflows. The best choice depends on the job you're trying to accomplish.

What is the best way for a business owner to use AI?

Use AI where it improves speed, efficiency, research, and productivity—but keep humans responsible for accuracy, creativity, critical thinking, judgment, and final decisions. The goal isn't to avoid AI. It's to use it without allowing it to replace the skills and expertise that make your business valuable.

Real AI Use Cases: Business Owners Roundtable explores how real business owners are using artificial intelligence right now—the successes, mistakes, concerns, experiments, and lessons they're learning along the way.

Chapters

  • (00:00:00) - Introduction to the Roundtable
  • (00:01:24) - Ryan and Joey's AI Use Cases
  • (00:03:07) - Ron's Marketing Uses and Skepticism
  • (00:04:06) - Losing Skills to AI
  • (00:04:27) - Richard's Hiring and Modeling Use Case
  • (00:05:56) - Elizabeth's AI Research and Directory Experiment
  • (00:07:51) - Which AI Tools Everyone Prefers
  • (00:09:12) - Video Editing and Multi-Tool Workflows
  • (00:10:14) - Creativity, Dependence, and Brain Atrophy
  • (00:11:08) - Legal Transparency in AI-Generated Work
  • (00:12:21) - Mailbox AI Design and Postal Regulations
  • (00:13:30) - Healthcare Ad Restrictions and Closing Thoughts
View Full Transcript

Episode Transcript

[00:00:00] Ryan Stana: We use AI to enhance our creative capabilities, not replace them, which is really important. [00:00:06] Ron Platt: If we rely on it too much, our ability to create, our ability to think, our ability to problem solve becomes lessened and it dumbs us down. [00:00:16] Elizabeth Gearhart: I'm in a constant battle with these LLMs. [00:00:19] Joey Stiver: In some cases it can come off as just disingenuous a little bit like someone took a shortcut. [00:00:24] Richard Gearhart: I didn't look at it, so how do I even know it's right? And I'm losing skills because I'm letting ChatGPT do something that maybe I should be doing. [00:00:35] Elizabeth Gearhart: This is Real AI Use Cases Business Owners Roundtable with hosts Elizabeth Gearhart, podcast consultant, marketing expert and PhD researcher using AI every day. And Richard Gearhart, entrepreneur, seasoned business owner and intellectual property attorney specializing in innovation. Here's how real companies are using AI right now. [00:00:56] Richard Gearhart: And now it's time for Real AI [00:01:01] Elizabeth Gearhart: Use Cases Business Owners Roundtable. So I'm going to ask each of our guests one way that they're using AI, or if they're not using it, they can say that too. And then we're going to have a roundtable discussion about AI and maybe its uses. [00:01:15] Richard Gearhart: So am I supposed to get up and walk around the table since it's a roundtable discussion? [00:01:21] Elizabeth Gearhart: This is a rectangular table, so no. So I am going to start with Ryan Stana with RWSGlobal.com what is your most recent way that you're using AI in your business? [00:01:34] Ryan Stana: I would say our business is based on creativity. So we use AI to enhance our creative capabilities, not replace them, which is really important. So every story we tell, every experience we design is driven by that human insight, imagination and intent. But we're really then on the streamlining side of operations. We're using AI to speed up workflows and reduce that manual lift. Then it allows our team members to be able to have higher impact, do more meaningful work and also focus on that creative outcome. [00:02:15] Ron Platt: Excellent. [00:02:15] Elizabeth Gearhart: Yes. And Joey Stiver with joinamble.com, what's one way you're using AI? [00:02:21] Joey Stiver: AI has helped us work, work harder, faster, and perhaps more efficiently on the coding side, kind of the development and workflow like Brian said. On the patient facing side though, when someone comes to our website for care or they need to ask a question, that's the last thing they want to see, right? They don't want to feel like there's a barrier between connecting with a doctor, a care member or practitioner. So AI is like a big turn off when it comes to the patient experience on the front end of the website. And then I guess the third point is through my foundation, the Dismas Accelerator, we're actually using AI and leveraging that for individuals to teach them these kind of higher value skills so that hopefully they can go out into the workplace and leverage some AI or tech background to perhaps get a better job. [00:03:07] Elizabeth Gearhart: Yeah, that's excellent. So, ron Platt with NASDF.org what's one way you're using AI? [00:03:15] Ron Platt: When you are a solo entrepreneur, you have to come up with creative ideas quickly. And as creative as I am, sometimes when you reach out to AI and said, I need to put a commercial together that does this, or I need to put an ad together that does this and it gives you possibly better ways to market the product that you're trying because it sees it from a different perspective than you do. Especially if I'm going after family law firms or if I'm going after people who are getting a divorce or single families. Each one of them is a separate category and it helps me to clarify the marketing towards that specific category. So it has been helpful in that regard. My co founder absolutely hates it. I have to make sure she's not looking over my shoulder because then she gives me a whole lecture about it. But it has been helpful. [00:03:59] Richard Gearhart: What does she say? [00:04:00] Ron Platt: You could Google it or you could. There's other ways to research it. Do you know how much resources AI takes? And she's right. The amount of resources it does take, the amount of water it takes, the electricity, all the stuff I get it. And I do use it on a limited basis because I also don't want my own brain to rot. I like to know that I can still come up with creative ideas. But it does give me a different perspective that I might not see or that I might not have thought of and that I appreciate. [00:04:23] Richard Gearhart: Yeah, I think there's something to be said for using your brain. I like that idea. [00:04:28] Ron Platt: I think that a lot of times as we get more into AI, people are going to think less for themselves because they're going to rely on this piece of information to just think for them. So that maybe, well, I mean, it's too soon to realize it, but I think even when it comes to putting together a resume or it comes to kids with their reports these days, they're just going to AI to have the report written for them and they're losing the ability to learn how to write a proper report or how to do research. [00:04:54] Elizabeth Gearhart: We'll come back to that, Ron, because I do want to talk about that more But Richard Gearhart, what's one way you're using AI lately? [00:05:00] Richard Gearhart: Oh, I mean, we're looking for a new CFO and we are looking for somebody who's good at financial modeling and projecting. And so we've talked with some people, we've asked them to give us redacted spreadsheets showing their modeling. Right. And trying to grow the law firm. And instead of actually like looking at the models, I just plug them into an LLM and I say which of these models best reflects what, you know, would happen at Gearhart Law and what we would need to do in order to scale the business? And it does a comparison analysis. I don't even look at it. So on the one hand I think that's great, but to Ron's point, I didn't look at it. So how do I even know it's right? And it needs to be double checked. I'm losing skills because I'm letting ChatGPT do something that maybe I should be doing. I don't know. [00:05:57] Elizabeth Gearhart: So anyway, for me, Elizabeth Gearhart with Gear Media Studios, which I'm going to be calling Gear Media Labs, I think eventually, because I've been doing all this research. I've been doing all this research, but I'm giving a presentation in July. It's kind of a basic presentation on how to use AI for this certain group that I'm speaking to. But I thought I should put a little bit about AI visibility in there for them. Anyway, so I've been doing this research and using Gemini and Claude and ChatGPT and getting their information, putting it in my own insights from being CMO for Gearhart Law. And I'm having them look at the presentation and give me feedback like, what do you think? Well, I have one slide in there and that they all hate and they're all like, take that slide out. I'm like, no. And it's a slide on AI slob. I went through with Gemini and I got this whole explanation of yes, these directories help a lot with LLM search, et cetera. And then I decided to try it for myself. So I put in a couple people, one that was in a directory, the one that wasn't. And I had the answer engines look at them and say, which one is better? And then I said, did this person being in a directory affect your opinion at all? They're like, no, very little. So then I went back to look for the Gemini string where had told me all this stuff and was gone. And I had copied it into a Word document. So I put that into Gemini and I said, find this. It's like, well, you erased it. I'm like, no, I didn't. It was crazy. [00:07:29] Richard Gearhart: Wow. [00:07:30] Elizabeth Gearhart: I know. [00:07:31] Richard Gearhart: That's pretty devious. [00:07:33] Elizabeth Gearhart: So these things they do have, but I think there's humans reading some of this. [00:07:38] Richard Gearhart: Oh, really? [00:07:39] Ryan Stana: But if there is human oversight, that's a lot of work on humans to expand. [00:07:44] Ron Platt: Sometimes you can type in, hello, is anybody there? And see what kind of response you get. [00:07:51] Elizabeth Gearhart: Which one do you guys like to use the Most? [00:07:54] Ron Platt: I use ChatGPT. It gets to a point where it says if you want more, you have to pay for it. And I'm like, yeah, I'm not there yet. I'll go to another one. But ChatGPT is already beginning to know my business model. So when I ask a question, it goes back to my company and it says it might be pertinent for this or whatever. So keep sticking with the same one at this point. [00:08:11] Ryan Stana: Yeah. And same with myself with ChatGPT. But as far as a business holistically, we're in the process of only allowing one program internationally that can be used for our employees on our employee own devices. [00:08:26] Elizabeth Gearhart: And is that going to be chatgpt? [00:08:29] Ryan Stana: I actually have no idea. It is in the midst of finalizing all of that right now. [00:08:34] Elizabeth Gearhart: Okay. [00:08:35] Joey Stiver: I think personally on my phone, I have Perplexity where I can click the side of the phone button and the Perplexity app pops up. I started as a chat user, got the business chat. I think I'm slowly graduating and evolving into cloud, but I think they each have a best use case and each have a little bit of upside. [00:08:53] Elizabeth Gearhart: They do. What about you, Rich? [00:08:55] Richard Gearhart: Well, it depends what mood I'm in. If I'm in a serious business mood, then probably Clot or perplexity. If I need a little shoring up, I'll go to ChatGPT and it'll tell me everything I do is wonderful. You're acting like a pro. Only a pro would ask a question like that. [00:09:12] Elizabeth Gearhart: Yeah, so for me, I use them all for different purposes. So for something that's really deep research, that's more mathematically oriented, or to generate like, schema code, I'll use Claude and. But I do like ChatGPT for image generation. I don't know if you guys have tried it for that lately, but it's gotten really good. And then I do a lot with video because of everything that we do. And Gemini is better for that. Gemini gives you the most tokens and it handles video best. So I use all three of them. I think Claude is the most factual. [00:09:45] Ron Platt: When you say videos, are you creating AI generated videos or are you editing it? [00:09:50] Elizabeth Gearhart: No, it's more video editing. So, for instance, this podcast right now, we'll take this and we'll put it into descript is a program for. It's an AI program for editing videos, and we'll make YouTube videos out of it. But if, for instance, wanted to have Gemini evaluate my video for YouTube and say, is this going to be a good video for YouTube? I would use Gemini for that because it's easier to upload it too. So I do want to go back to Ron's point quickly though, about people's brains turning to mush because they depend on AI too much. [00:10:21] Ron Platt: Yeah. I don't have a need to use it very often because again, I've been an entrepreneur for over 30 years. There's a lot of knowledge in this head of mine. And I also am very creative. Like Ryan, my ability to create comes in my written word or if I'm designing advertising brochure or directing some kind of video. So I think if I relied on AI too much, it would start incorporating that and take it away from me and my creativity part would suddenly diminish. And I don't want to have that happen. Every time I sit down to write an ad, create an ad, it gets my juices flowing and my creative part of me gets going and I don't want to have that taken away. I think if we rely on it too much, our ability to create, our ability to think, our ability to problem solve becomes lessened and it dumbs us down. That's my personal opinion. [00:11:10] Ryan Stana: Yeah. Also from a legal standpoint, we as a business need to know how we are stating that we are using AI. So a lot of companies that we bid against internationally will go into a room and say, here is a design that we're doing for this event. Well, it's completely pulled AI design work. So we are now stating before we go in to do pitches, we sign off on something with our clients, clients saying, what you are getting from us is real design work, not AI design work. And as we move forward, here's how we're going to be working from a legal standpoint on delivering this to you not using AI. And we have to call out when we do use AI, if we get a last minute request to do some creative to, we'll go into that meeting and say, you know what? Because you called us 30 minutes ago, here's a visual of what this would be this was done with AI, but if you sign off on this extra spend, we will then go back and design it the correct way. We as individuals and we as companies need to learn how to navigate that. Making sure we're calling that out when [00:12:23] Elizabeth Gearhart: AI has been used, that's absolutely essential. I think that transparency. [00:12:29] Richard Gearhart: Yeah. I used AI to design our firm mailbox, right. Because we have a very distinct color scheme on our building here. And I wanted a mailbox that would fit with that. So I used AI to design that, and it came up with some lettering. The building is called Innovation Plaza. And then it has, you know, Gearhart log your media studios. And then it had the words patents, video innovation. So I thought that was really cool. And then I started thinking about it, and I was like, well, I don't think I've ever seen a mailbox that has that kind of stuff on it. And I was just got to wondering, well, does the post office have regulations that prohibit advertising on mailboxes? And guess what? They do. And so I went and I ordered. I painted the mailbox and I ordered the letters for it. And then I found out afterwards that the post office would probably arrest me and throw me in jail because I put advertising on our mailbox. [00:13:30] Elizabeth Gearhart: So. [00:13:30] Richard Gearhart: And so to Ryan's point about the legalities, you have to make sure that it doesn't send you in the wrong direction. Right. [00:13:37] Elizabeth Gearhart: So I want to ask the Brain Mesh question of Joey, because he hasn't had a chance yet. [00:13:43] Joey Stiver: For us in the telemedicine and health space, it's difficult because a lot of the Attorney Generals sent out signed letters to Meta saying, hey, there's all these consumer ads showing a better body or someone with muscles alongside these prescription drugs, and that's deceiving to the consumer. So for us, we use practically no AI when it comes to graphics photos, because there's a lot of red tape around it. And I think in some cases it can come off as just disingenuous a little bit. When people see something, it doesn't connect as well with the consumer. Just feels like someone took a shortcut. [00:14:17] Elizabeth Gearhart: So, yeah, yeah, I use it for images for my blog and also for the podcast and YouTube, because ChatGPT can make great images. But I don't try to even pretend like I could do what it does. [00:14:29] Ryan Stana: Right. [00:14:29] Elizabeth Gearhart: And I do say on my blog that I optimized this blog post using ChatGPT, because I do put my blogs through ChatGPT and say, optimize this for LLM search. And sometimes it changes things and I have to go change it back, right? And then I'll put it into my blog on Manus. My website's on Manus, which is an AI agent. It changes it again and I have to go in there and change it back. So I'm in a constant battle with these LLMs. So anyway, this has been real AI use cases. [00:14:59] Joey Stiver: You have been listening to real AI use business owners Roundtable. We hope you found this valuable. Join us again for more stories. Because the future of business is driven by AI.

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